BENEFIT BREAKDOWN

$200 cruise discount after $20,000 annual spend

1 card carries this benefit. The issuer’s stated maximum tops out at $200. Your value: you decide. Run the WTF Check.

By issuer
What each issuer says this is worth
Every figure here is the issuer’s own stated maximum. We do not estimate what it is worth to you — that is what the WTF Check is for.
IssuerCardsMaximum, per the issuerYour value
Bank of America
1
$200
You decide
Stated maximum, once a year
Bank of America
Bank of America Royal ONE Plus
Annual fee: $99annual
Maximum, per the issuer
$200
Stated maximum, once a year

What is this credit worth to you?

Tell us what you would actually use. We count that, and nothing else.