Terms of Service

By accessing or using WorthTheFee.com and our services, you agree to be bound by these Terms of Service and our Privacy Policy and Affiliate Disclosure.

WorthTheFee provides tools and resources to help you estimate the real value of credit cards based on verified annual fees, statement credits, and user-selected usage.

Our calculator provides estimates based on information you provide and data from our methodology. Results are estimates only and may not reflect your actual experience.

WorthTheFee is for informational purposes only. We do not provide financial, legal, tax, or investment advice. Always make your own decisions or consult a professional.

Some features require an account. You are responsible for maintaining the confidentiality of your account and for all activity that occurs under your account.

Paid plans are billed in advance on a recurring basis. You can cancel anytime. Refunds are provided in accordance with our Cancellation Policy.

You may upload account statements to help identify statement credits. You are responsible for ensuring you have the right to upload the content, and that it does not contain sensitive information you do not wish to share.

We take your privacy seriously. Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your information.

WorthTheFee may earn a commission from some links to card issuers and partners. These partnerships do not influence our calculations, rankings, or recommendations.

To the maximum extent permitted by law, WorthTheFee and its owners, affiliates, and partners are not liable for any indirect, incidental, or consequential damages arising from your use of our services.

We may update these Terms from time to time. We'll post the updated version on this page and update the "Last updated" date. Continued use of the site means you accept the changes.

If you have any questions about these Terms, please contact us at:
legal@worththefee.com