We remember deadlines,
not your bank password.
No Plaid. No bank login. No full card number.
Your data stays private and in your control.
Our promise to you
- We never access your bank accounts.
- We never see your logins or passwords.
- We never collect full card numbers.
- We never sell your data.
- We put privacy into our product by design, not as an afterthought.
Your information is encrypted
in transit and at rest.
How statement scanning works
You upload a statement
Upload a PDF of your credit card statement. We only accept PDF files.
We look for possible matches
Our system scans the statement for transactions that may match your card benefits and credits.
You review and confirm
You decide what counts. You can confirm, reject, edit, or add manual matches.
Your report updates
Confirmed credits are applied to your Fee Report. You're always in control of the final numbers.
What we never ask for
- Bank login credentials
- Online banking access
- Full credit card numbers
- Social Security numbers
- Account balances
- Payment history
We don't need access to your bank to help you understand your card value.
What data we store
- Card and issuer information you add
- Credit values and usage you confirm
- Uploaded statements (temporarily for scanning)
- Matched transaction data you confirm
- Your saved Fee Reports, preferences, and reminders
We store only what we need to power your reports and reminders.
What you control
- You confirm every credit
- You can edit or delete anything you add
- You can delete your statements anytime
- You can export your data anytime
- You can close your account whenever you want
You're in control, always.
Delete or export your data
You can export or delete your data at any time from your account settings.
Once deleted, your data is permanently removed from our systems.
Why privacy is built into WorthTheFee
Privacy by design
We built our product to work without connecting to banks or using data aggregators.
Minimal by default
We collect the minimum data needed to calculate your card value.
Secure by standard
We use industry-standard encryption and security practices.
Built for real people
We respect your privacy because we're users too.
Your data. Your decisions. Your value.
Start tracking your cards with confidence.
- No bank login
- No Plaid
- No full card number
- You stay in control