BENEFIT BREAKDOWN

$200 Hilton Statement Credit

1 card carry this benefit. Bank's advertised value tops out at $50 — your real value depends on whether you'd actually use it.

Real value by issuer
Bank's advertised value vs. your real value
Real value = honest average if a typical holder uses it. Discretionary credits count for less.
IssuerCardsBank's advertised valueReal value (honest avg)
American Express
1
$50
~$25
if you'd actually use it
American Express
Hilton Honors Surpass
Annual fee: $150quarterly
Bank's advertised value
$50
advertised

Find out what this credit is really worth — to you

Plug in your habits. We'll show your real value vs. the bank's advertised value.