BENEFIT BREAKDOWN
Annual Fee Credit
1 card carries this benefit. The issuer’s stated maximum tops out at $150. Your value: you decide. Run the WTF Check.
By issuer
What each issuer says this is worth
Every figure here is the issuer’s own stated maximum. We do not estimate what it is worth to you — that is what the WTF Check is for.
| Issuer | Cards | Maximum, per the issuer | Your value |
|---|---|---|---|
Capital One | 1 | $150 | You decide Stated maximum, once a year |
Every card that carries Annual Fee Credit
Capital One
Capital One Spark Cash Plus
Annual fee: $150•annual
Capital One refunds the $150 annual fee as a statement credit in any year you spend at least $150,000 in net purchases.
Maximum, per the issuer
$150
Stated maximum, once a year
Verified against issuer terms
Annual Fee Credit: the common questions
Which credit cards have Annual Fee Credit?
1 card in the WorthTheFee catalog carries Annual Fee Credit, from 1 issuer: Capital One.
What is the most Annual Fee Credit is worth?
The highest verified maximum is $150 once a year, on the Capital One Spark Cash Plus. That is the issuer's own stated maximum for that period, not an estimate of what it is worth to you.
How often does Annual Fee Credit reset?
On every card that carries it, Annual Fee Credit resets once a year.
Do you have to enroll to use Annual Fee Credit?
No card in this list requires enrollment for Annual Fee Credit.
What is this credit worth to you?
Tell us what you would actually use. We count that, and nothing else.