BENEFIT BREAKDOWN

Instacart

1 card carry this benefit. Bank's ceiling tops out at $20 — your real value depends on whether you'd actually use it.

Real value by issuer
Bank's ceiling vs. your real value
Real value = honest average if a typical holder uses it. Discretionary credits count for less.
IssuerCardsBank's ceiling (if fully used)Real value (honest avg)
Chase
1
$20
~$10
if you'd actually use it
Chase
Chase United Club Infinite
Annual fee: $695monthly
Bank's ceiling
$20
if fully used

Find out what this credit is really worth — to you

Plug in your habits. We'll show your real value vs. the bank's ceiling.