BENEFIT BREAKDOWN

Instacart Credit

8 cards carry this benefit. The issuer’s stated maximum tops out at $20. Your value: you decide. Run the WTF Check.

By issuer
What each issuer says this is worth
Every figure here is the issuer’s own stated maximum. We do not estimate what it is worth to you — that is what the WTF Check is for.
IssuerCardsMaximum, per the issuerYour value
Chase
Some require enrollment
8
$20 max
$10 min
You decide
Stated maximum, every month
Chase
Chase United Club Card
Annual fee: $695monthlyRequires enrollment

Two $10 Instacart credits monthly, up to $240 each calendar year. Benefits end 12/31/27.

Maximum, per the issuer
$20
Stated maximum, every month
Chase
Chase United Business
Annual fee: $150monthly
Maximum, per the issuer
$10
Stated maximum, every month
Chase
Chase United Explorer
Annual fee: $150monthly
Maximum, per the issuer
$10
Stated maximum, every month
Chase
Chase Southwest Rapid Rewards Plus
Annual fee: $99monthlyRequires enrollment
Maximum, per the issuer
$10
Stated maximum, every month
Chase
Chase Southwest Rapid Rewards Premier
Annual fee: $149monthlyRequires enrollment
Maximum, per the issuer
$10
Stated maximum, every month
Chase
Chase IHG One Rewards Premier Business
Annual fee: $99monthlyRequires enrollment
Maximum, per the issuer
$10
Stated maximum, every month
Chase
Chase Southwest Rapid Rewards Priority
Annual fee: $229monthlyRequires enrollment
Maximum, per the issuer
$10
Stated maximum, every month
Chase
Chase IHG One Rewards Premier
Annual fee: $99monthlyRequires enrollment
Maximum, per the issuer
$10
Stated maximum, every month

What is this credit worth to you?

Tell us what you would actually use. We count that, and nothing else.