BENEFIT BREAKDOWN
Resy Credit
2 cards carry this benefit. Bank's ceiling tops out at $20 — your real value depends on whether you'd actually use it.
Real value by issuer
Bank's ceiling vs. your real value
Real value = honest average if a typical holder uses it. Discretionary credits count for less.
| Issuer | Cards | Bank's ceiling (if fully used) | Real value (honest avg) |
|---|---|---|---|
American Express Some require enrollment | 2 | $20 max $10 min | ~$5 if you'd actually use it |
Bank's ceiling
$20
if fully used
Bank's ceiling
$10
if fully used
Find out what this credit is really worth — to you
Plug in your habits. We'll show your real value vs. the bank's ceiling.