BENEFIT BREAKDOWN

Ritz/St-Regis Property Credit

1 card carry this benefit. Bank's ceiling tops out at $100 — your real value depends on whether you'd actually use it.

Real value by issuer
Bank's ceiling vs. your real value
Real value = honest average if a typical holder uses it. Discretionary credits count for less.
IssuerCardsBank's ceiling (if fully used)Real value (honest avg)
Marriott/Amex
1
$100
~$50
if you'd actually use it
Marriott/Amex
Marriott Bonvoy Brilliant
Annual fee: $650annual
Bank's ceiling
$100
if fully used

Find out what this credit is really worth — to you

Plug in your habits. We'll show your real value vs. the bank's ceiling.