
American Express
Tell us what you actually use. We'll show you what this card is worth to you.
Most of this card's value is the points or cash back it earns. The WTF Check counts credits only, so weigh what you earn on top.
Don't have the Marriott Bonvoy Bevy yet?
This is American Express’s own page. We are not paid for it, and your verdict does not move either way.
Your estimated value
This is a quick estimate. For your honest verdict — Worth It, Watch It, or Cancel — tap every credit you'd actually use in the full calculator below.
Auto-Counted
Included automatically in your WTF Check. No selection required.
0 credits
Capturable
Available only if you use it. Select the amount you realistically expect to capture.
0 credits
Earned, Not Given
Requires spending or qualifying activity. Include only what you realistically expect to earn.
11 credits
Adjust each credit to reflect your real usage. Your verdict updates as you go.
Auto-Counted
Included automatically in your WTF Check. No selection required.
Capturable
Available only if you use it. Select the amount you realistically expect to capture.
Earned, Not Given
Requires spending or qualifying activity. Include only what you realistically expect to earn.
Free Night Award (after $15,000 spend)
$0 / your callRequires $15,000 in eligible purchases in a calendar year; one night at a redemption level up to 50,000 points.
Requires $15,000 qualifying spend to unlock
Marriott Bonvoy Gold Elite Status
$0 / your call15 Elite Night Credits
$0 / your callLimited per Marriott Bonvoy member account; not exclusive to Amex cards.
1,000 Bonus Points per Stay
$0 / your callOnly for paid eligible stays booked directly with Marriott.
No Foreign Transaction Fees
$0 / your callTrip Delay Insurance
$0 / your callRound trip paid entirely with the card, delay over 12 hours; up to $300 per trip, max 2 claims per 12 consecutive months.
Baggage Insurance Plan
$0 / your callPay the entire common-carrier fare with the card; up to $1,250 carry-on and $500 checked, in excess of the carrier's coverage.
Purchase Protection
$0 / your callWithin 90 days of purchase; up to $10,000 per purchase and $50,000 per calendar year.
Extended Warranty
$0 / your callAdds up to one year to manufacturer warranties of 5 years or less; U.S. and territories.
Global Assist Hotline
$0 / your callFor travel more than 100 miles from home; third-party service costs are the cardholder's.
Auto Rental Coverage
$0 / your callSecondary coverage, no liability; not available in Australia, Italy or New Zealand; decline the rental company's CDW.
Plain-language answers, with live numbers from this card.
Value & break-even
Whether Marriott Bonvoy Bevy is worth its $250 annual fee depends on which credits you actually use. Your WTF Check starts with $0/year in Auto-Counted Value. Add the Capturable credits you expect to use and the Maximum Credit Value is $0/year — your value may be much lower, and that is what the WTF Check calculates. Run the WTF Check above for your verdict.
You'd need to capture $250 in credits each year to break even. Using every credit that isn't spend-gated returns $0 (0% of the fee).
Banks add up every possible credit at its theoretical maximum. We separate the Auto-Counted Value included in the WTF Check ($0/year here) from Capturable and Earned value that counts only if you use or earn it. If you don't use it, we don't count it.
No. Welcome bonuses are one-time and vary by application channel, so we don't fold them into ongoing annual value. Our number reflects what you get every year you hold the card — not a first-year sweetener.
Credits & enrollment
None of them — nothing on the Marriott Bonvoy Bevy posts automatically, so every credit takes an action to capture. Review each credit below and include only what you realistically expect to use or earn.
No credits on Marriott Bonvoy Bevy require an enrollment step in our records. You still have to use each credit at the right merchant or within the right window.
WorthTheFee excludes any benefit without a fixed, verifiable dollar value — things like elite status, lounge access, or trip insurance. They're real, but we won't put a fake price on them.
Methodology & account
We sort every credit into three buckets: Auto-Counted (included in the WTF Check with no selection required), Capturable (available only if you actually use it), and Earned, Not Given (requires spending or qualifying activity). Your verdict adds Auto-Counted Value to the value you select—never the bank's marketing total.
Every credit here is read from the issuer's own published terms by a person, who records the source link and the date. The date on this page is that date — it is when we last checked, not a promise about when we will check next. When a term changes we log it to our terms-history so you can see exactly what shifted and when, and if a credit's reset window changes, your reminders update too.
Issuers raise fees occasionally — usually with 30–60 days notice. If we detect a fee change on a card you've saved, we surface a warning on this page and email you. You can always downgrade or cancel before the renewal posts.
No. Some card links may earn us a commission. Your verdict never does. The numbers don't move. The answer doesn't change. If the math says Cancel, we say Cancel.
Yes—your current selections are kept in this page's URL automatically. Create a free account to save your Fee Report to My Wallet and get reminders before each credit's reset window closes.
Every fee, credit and restriction on this page is taken from American Express’s own published pages — never from a blog, forum or affiliate roundup. WorthTheFee is not the issuer and is never paid to change a verdict.
Re-checking against issuer sources — this card has not yet been fully reviewed against issuer sources. Issuers change terms without notice. Confirm on the issuer page before applying.