BENEFIT BREAKDOWN

Banking Relationship Credit

1 card carries this benefit. The issuer’s stated maximum tops out at $145. Your value: you decide. Run the WTF Check.

By issuer

What each issuer says this is worth

Every figure here is the issuer’s own stated maximum. We do not estimate what it is worth to you — that is what the WTF Check is for.
IssuerCardsMaximum, per the issuerYour value
Citi
1
$145
You decide
Stated maximum, once a year

Every card that carries Banking Relationship Credit

Citi

Citi Strata Elite

Annual fee: $595•Annual
Maximum, per the issuer
$145
Stated maximum, once a year
Starts Oct 16, 2026
Not yet verified

Banking Relationship Credit: the common questions

Which credit cards have Banking Relationship Credit?

1 card in the WorthTheFee catalog carries Banking Relationship Credit, from 1 issuer: Citi.

What is the most Banking Relationship Credit is worth?

We have not yet confirmed any of these figures against the issuers' own terms, so we do not name a highest one. Every amount on this page is shown with whether it has been verified.

How often does Banking Relationship Credit reset?

On every card that carries it, Banking Relationship Credit resets once a year.

Do you have to enroll to use Banking Relationship Credit?

No card in this list requires enrollment for Banking Relationship Credit.

What is this credit worth to you?

Tell us what you would actually use. We count that, and nothing else.