Fee Report
Citi Strata Elite Fee Report
See the annual fee, verified credits, projected value, and whether this card may be worth keeping.
Annual Fee
$595
Issuer
Citi
Card Type
Credit Card
We never see or store your full card number.
Why WorthTheFee Calculates It This Way
We separate hard statement credits from estimated perks.
We only count benefits with clear issuer-stated dollar amounts.
We do not inflate ROI with subjective values.
Lounge access, status, and other perks are listed separately.
You can track your actual usage.
Add how much value you actually receive to see your true ROI.
Renewal recommendations are based on real value.
We help you decide based on what you actually get back.
Verified Benefit Receipt
Statement credits and savings we can verify from issuer benefit terms.
Annual Hotel Benefit
Resets annually
Splurge Credit
Resets annually · Enrollment required
Blacklane Credit (Jan–Jun)
Resets semi-annually
Blacklane Credit (Jul–Dec)
Resets semi-annually
Global Entry / TSA PreCheck Credit
Resets annually
We only assign dollar values to benefits with clear issuer-stated amounts. Perks like lounge access and status are listed separately.
Premium Benefits Without Fixed Dollar Values
These benefits are incredibly valuable but the value depends on how you use the card.
Priority Pass Select Membership
Complimentary Priority Pass Select membership — 1,500+ airport lounges worldwide. Citi cites $469 annual value.
Admirals Club Day Passes (4/yr)
4 Admirals Club Citi Strata Elite passes per calendar year for ~50 American Airlines Admirals Club lounges.
No Foreign Transaction Fees
No foreign transaction fees on purchases.
Travel & Purchase Protections
Trip Cancellation/Interruption, Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (car rental), Extended Warranty, Purchase Assurance Plus.
These benefits may be valuable, but the value depends on how you use them.
Verified Statement Credits
What counts as “verified”?These are benefits that provide statement credits or savings with clear issuer-stated dollar amounts.
Annual Hotel Benefit
Up to $300 off a hotel stay of 2+ nights booked through cititravel.com. Applied instantly at booking.
Splurge Credit
Up to $200/yr in statement credits across your choice of 2 brands: 1stDibs, American Airlines, Best Buy, Future Personal Training, Live Nation. Exclusions apply on AA and Live Nation.
Blacklane Credit (Jan–Jun)
Up to $100 in statement credits on Blacklane chauffeur bookings, January through June.
Blacklane Credit (Jul–Dec)
Up to $100 in statement credits on Blacklane chauffeur bookings, July through December.
Global Entry / TSA PreCheck Credit
Up to $120 statement credit every 4 years for Global Entry or TSA PreCheck application fee. Stored as $30/yr amortized.
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