Fee Report
Sapphire Reserve for Business Fee Report
See the annual fee, verified credits, projected value, and whether this card may be worth keeping.
Annual Fee
$795
Issuer
Chase
Card Type
Credit Card
We never see or store your full card number.
Why WorthTheFee Calculates It This Way
We separate hard statement credits from estimated perks.
We only count benefits with clear issuer-stated dollar amounts.
We do not inflate ROI with subjective values.
Lounge access, status, and other perks are listed separately.
You can track your actual usage.
Add how much value you actually receive to see your true ROI.
Renewal recommendations are based on real value.
We help you decide based on what you actually get back.
Verified Benefit Receipt
Statement credits and savings we can verify from issuer benefit terms.
Annual Travel Credit
Resets annually
The Edit Hotel Credit
Resets annually
Hotel Credit
Resets annually
Google Workspace Credit
Resets annually · Enrollment required
ZipRecruiter Credit (Jan–Jun)
Resets semi-annually · Enrollment required
ZipRecruiter Credit (Jul–Dec)
Resets semi-annually · Enrollment required
Curated Gift Card Credit (Jan–Jun)
Resets semi-annually · Enrollment required
Curated Gift Card Credit (Jul–Dec)
Resets semi-annually · Enrollment required
Lyft Credit
Resets annually
DoorDash Promo Credits
Resets annually · Enrollment required
Global Entry / TSA PreCheck Credit
Resets annually
We only assign dollar values to benefits with clear issuer-stated amounts. Perks like lounge access and status are listed separately.
Premium Benefits Without Fixed Dollar Values
These benefits are incredibly valuable but the value depends on how you use the card.
DashPass Membership
Complimentary DashPass membership ($120/yr value) for 12 months when activated. Free delivery on eligible DoorDash orders.
Priority Pass Select & Sapphire Lounge Access
Complimentary Priority Pass Select membership plus access to Chase Sapphire Lounges.
IHG One Rewards Platinum Elite Status
Complimentary IHG One Rewards Platinum Elite status.
Cell Phone Protection
Up to $1,000 per claim cell phone protection when phone bill is paid with card.
Travel & Purchase Protection Bundle
Trip cancellation/interruption, trip delay, baggage delay, primary auto rental coverage, purchase protection, extended warranty.
Visa Infinite Concierge
24/7 Visa Infinite Concierge service for travel, dining, and event bookings.
No Foreign Transaction Fees
No foreign transaction fees on purchases.
These benefits may be valuable, but the value depends on how you use them.
Verified Statement Credits
What counts as “verified”?These are benefits that provide statement credits or savings with clear issuer-stated dollar amounts.
Annual Travel Credit
Up to $300 in statement credits annually for travel purchases.
The Edit Hotel Credit
Up to $500 in statement credits per year for prepaid bookings at The Edit luxury hotel collection via Chase Travel.
Hotel Credit
Up to $250 in statement credits on hotel purchases.
Google Workspace Credit
Up to $200 in statement credits annually on Google Workspace subscriptions.
ZipRecruiter Credit (Jan–Jun)
Up to $100 in statement credits on ZipRecruiter purchases January through June.
ZipRecruiter Credit (Jul–Dec)
Up to $100 in statement credits on ZipRecruiter purchases July through December.
Curated Gift Card Credit (Jan–Jun)
Up to $25 in statement credits on a curated gift card purchase January through June.
Curated Gift Card Credit (Jul–Dec)
Up to $25 in statement credits on a curated gift card purchase July through December.
Lyft Credit
Up to $10 per month ($120/yr) in Lyft credits, through September 30, 2027.
DoorDash Promo Credits
Up to $300/yr in DoorDash promotional credits, through December 31, 2027.
Global Entry / TSA PreCheck Credit
Up to $120 statement credit every 4 years for Global Entry, TSA PreCheck, or NEXUS application fee.
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