Sapphire Reserve for Business

$200 Jan 1-Jun 30 and $200 Jul 1-Dec 31 ($400/yr); direct purchases at ziprecruiter.com; employees count.

$300 per ANNIVERSARY year, not calendar year - "the year beginning with your account open date through the first statement date after your account open date anniversary". Only credit on this card with an anniversary clock. Spend absorbed by the credit earns no points.

$250 in calendar year 2026 only; pre-paid "Pay Now" stays of 2+ nights at IHG, Montage, Pendry, Omni, Virgin, Minor, Pan Pacific; employees/authorized users NOT eligible; no language extends it to 2027.

$250 maximum per transaction, $500 maximum per calendar year; pre-paid Pay Now stays of 2+ nights; periods end 11:59 PM ET on the last day; employees not eligible.

$200 per calendar year, SINGLE annual bucket (no half-year split, unlike ZipRecruiter and the gift card credit); direct with Google Workspace only, third-party vendors excluded; employees count.

$50 Jan 1-Jun 30 and $50 Jul 1-Dec 31 ($100/yr); direct at giftcards.com/reservebusiness; employees count; the sunset falls mid-half-year so the final bucket is truncated.

One statement credit up to $120 every four years, Global Entry or TSA PreCheck or NEXUS; the four-year clock anchor is NOT defined in the Business terms; only purchases direct with DHS or an authorized enrollment provider qualify.

One $5 restaurant discount plus two $10 non-restaurant discounts each calendar month, applied at checkout - NOT statement credits; no rollover; requires an active DashPass membership enrolled with this card.

$10 in-app Lyft credit each calendar month, NOT a statement credit; unused credits forfeit at month end; one per card ACCOUNT, for whoever adds the card to Lyft first; PayPal and digital wallets excluded.

Visa Infinite discount programs on base rate only at participating locations; varies by date, location and vehicle type.

Authorizing officer plus 1 guest at Maple Leaf Lounges and Air Canada Cafes when departing on a Star Alliance flight; Signature Suites and all Montreal (YUL) lounges excluded; about $59 per additional guest; employees NOT eligible.

Authorizing officer only; employees NOT eligible; the "$850+ value" figure is a marketing valuation assuming four $100 day passes plus a $469 Priority Pass valuation, not a credit.

$120,000 gate; auto-activates if Platinum Elite is already linked.

24/7; cardmembers pay for any goods or services purchased.

Authorizing officer only plus 2 guests, $27 per additional guest per visit; employees NOT eligible; physical card or digital Priority Pass card required, digital wallet not accepted.

At least 12 months complimentary; the membership period for all users on the account begins when the first user activates.

NO spend requirement; link IHG One Rewards on Chase.com; not granted retroactively; NOT available to employee cardmembers.

Link Rapid Rewards on Chase.com; name must match; allow 10-15 business days.

Same $120,000 gate; Southwest purchases on Chase Travel; expires at the end of the following calendar year; up to $1,000 if consecutive.

Unlocked by $120,000 calendar-year spend; $500 for the remainder of the qualifying year through the following calendar year; up to $1,000 available at once if you qualify in consecutive years.

Link World of Hyatt in the Chase app; valid for the remainder of the qualifying year, the following year, and through February of the year after; allow up to 3 weeks.

Point value is $0.01 base through Chase Travel; Points Boost can raise select flights and hotels to up to 2x; offers are promotional and refresh periodically. The "$4,000 value" for the 200,000-point bonus assumes a 2x Boost; base value is $2,000.

No employee card fee in Pricing & Terms; employee spend counts toward the Google Workspace, ZipRecruiter and gift-card credits, but employees are NOT eligible for Sapphire Lounge, Priority Pass, Air Canada lounges, IHG Platinum status, the $250 select-hotel credit, or The Edit benefits.