Fee Report
Chase Sapphire Reserve Fee Report
See the annual fee, verified credits, projected value, and whether this card may be worth keeping.
Annual Fee
$795
Issuer
Chase
Card Type
Credit Card
We never see or store your full card number.
Why WorthTheFee Calculates It This Way
We separate hard statement credits from estimated perks.
We only count benefits with clear issuer-stated dollar amounts.
We do not inflate ROI with subjective values.
Lounge access, status, and other perks are listed separately.
You can track your actual usage.
Add how much value you actually receive to see your true ROI.
Renewal recommendations are based on real value.
We help you decide based on what you actually get back.
Verified Benefit Receipt
Statement credits and savings we can verify from issuer benefit terms.
Sapphire Reserve Exclusive Tables Dining Credit
Resets semi-annually · Enrollment required
StubHub & viagogo Credit
Resets semi-annually · Enrollment required
Chase Travel Hotel Credit (IHG/Montage/Pendry/Omni/Virgin/Minor/Pan Pacific)
Resets annually
DoorDash Non-Restaurant Credit
Resets monthly · Enrollment required
Lyft Credit
Resets monthly
DashPass Membership
Resets annually · Enrollment required
DoorDash Restaurant Credit
Resets monthly · Enrollment required
Global Entry/TSA PreCheck
Resets annually
Travel Credit
Resets annually
The Edit Hotel Credit
Resets annually
Peloton Credit
Resets monthly · Enrollment required
We only assign dollar values to benefits with clear issuer-stated amounts. Perks like lounge access and status are listed separately.
Premium Benefits Without Fixed Dollar Values
These benefits are incredibly valuable but the value depends on how you use the card.
Priority Pass Lounge Access
Complimentary Priority Pass Select membership with unlimited lounge visits for the cardmember and two guests at 1,300+ lounges worldwide. Activation required. Classified as a premium perk rather than a fixed dollar credit.
These benefits may be valuable, but the value depends on how you use them.
Verified Statement Credits
What counts as “verified”?These are benefits that provide statement credits or savings with clear issuer-stated dollar amounts.
Sapphire Reserve Exclusive Tables Dining Credit
Up to $150 in statement credits Jan–Jun and again Jul–Dec ($300 annually) for dining at Sapphire Reserve Exclusive Tables restaurants booked through OpenTable.
StubHub & viagogo Credit
Up to $150 in statement credits Jan–Jun and again Jul–Dec ($300 annually) on concert and event tickets purchased on StubHub.com and viagogo.com.
Chase Travel Hotel Credit (IHG/Montage/Pendry/Omni/Virgin/Minor/Pan Pacific)
Up to $250 in statement credits on prepaid Chase Travel hotel bookings at IHG, Montage, Pendry, Omni, Virgin, Minor, or Pan Pacific properties. Two-night minimum.
DoorDash Non-Restaurant Credit
Two $10 monthly DoorDash promos on grocery, retail, and other non-restaurant orders ($20/month, $240/year). Complimentary DashPass required.
Lyft Credit
$10 monthly in-app Lyft ride credit when paying with your Chase Sapphire Reserve. Plus elevated points earning on Lyft rides.
DashPass Membership
Complimentary DoorDash DashPass membership (free delivery + reduced service fees on eligible orders).
DoorDash Restaurant Credit
Requires active DashPass membership. $5 monthly credit on eligible restaurant orders via DoorDash.
Global Entry/TSA PreCheck
$120 statement credit once every 4 years for Global Entry, TSA PreCheck, or NEXUS application fee. Amortized to $30/year for annual ROI math.
Travel Credit
Up to $300 in annual statement credits on travel purchases (airlines, hotels, car rentals, transit, rideshare, parking, tolls). Automatically applied; no enrollment required.
The Edit Hotel Credit
Up to $250 in statement credits Jan–Jun and again Jul–Dec ($500 annually) on prepaid stays of two nights or more at The Edit by Chase Travel luxury hotels.
Peloton Credit
$10 monthly statement credit toward a Peloton App, Peloton One, or Peloton Unlimited membership ($120 per year). Card must be on file with Peloton.
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