BENEFIT BREAKDOWN

Dining Credit

2 cards carry this benefit. The issuer’s stated maximum tops out at $150. Your value: you decide. Run the WTF Check.

By issuer

What each issuer says this is worth

Every figure here is the issuer’s own stated maximum. We do not estimate what it is worth to you — that is what the WTF Check is for.
IssuerCardsMaximum, per the issuerYour value
Chase
Some require enrollment
1
$150
You decide
Stated maximum, twice a year
American Express
Some require enrollment
1
$10
You decide
Stated maximum, every month

Every card that carries Dining Credit

Chase

Chase Sapphire Reserve

Annual fee: $795•Semi-annual•Requires enrollment
Maximum, per the issuer
$150
Stated maximum, twice a year
Verified against issuer terms
American Express

Amex Gold

Annual fee: $325•Monthly•Requires enrollment
Maximum, per the issuer
$10
Stated maximum, every month
Verified against issuer terms

Dining Credit: the common questions

Which credit cards have Dining Credit?

2 cards in the WorthTheFee catalog carry Dining Credit, from 2 issuers: Chase and American Express.

What is the most Dining Credit is worth?

It depends on how often the credit resets, so there is no single highest figure. The most each cadence pays, where we have verified it: $10 every month, on the Amex Gold and $150 twice a year, on the Chase Sapphire Reserve.

How often does Dining Credit reset?

It depends on the card. The cadences recorded across these 2 cards are: resets twice a year and resets every month.

Do you have to enroll to use Dining Credit?

2 of 2 cards require enrollment before Dining Credit pays out: Chase Sapphire Reserve and Amex Gold. An unenrolled credit pays nothing, however much the issuer advertises.

What is this credit worth to you?

Tell us what you would actually use. We count that, and nothing else.