American Express Amex Gold

Fee Report

Amex Gold Fee Report

See the annual fee, verified credits, projected value, and whether this card may be worth keeping.

Annual Fee

$325

Issuer

American Express

Card Type

Credit Card

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Why WorthTheFee Calculates It This Way

We separate hard statement credits from estimated perks.

We only count benefits with clear issuer-stated dollar amounts.

We do not inflate ROI with subjective values.

Lounge access, status, and other perks are listed separately.

You can track your actual usage.

Add how much value you actually receive to see your true ROI.

Renewal recommendations are based on real value.

We help you decide based on what you actually get back.

Verified Benefit Receipt

Statement credits and savings we can verify from issuer benefit terms.

Resy Credit

Resets semi-annually

$100

Dunkin Credit

Resets monthly

$84

Uber Cash

Resets monthly

$120

Dining Credit

Resets monthly · Enrollment required

$120
Verified Annual Credits$424
Annual Fee-$325
Net If Fully Used+$99

We only assign dollar values to benefits with clear issuer-stated amounts. Perks like lounge access and status are listed separately.

Verified Statement Credits

What counts as “verified”?

These are benefits that provide statement credits or savings with clear issuer-stated dollar amounts.

Resy Credit

$50Semi-annually

Up to $50 in statement credits semi-annually (Jan–Jun and Jul–Dec) on eligible Resy purchases at participating U.S. restaurants. $100 total per calendar year. Enrollment required.

Enrollment

No

Source

Terms

Last Verified

May 29, 2026

Dunkin Credit

$7Monthly

Up to $7 in monthly statement credits at Dunkin in the U.S. when paying with the Gold Card. $84 total per year. Enrollment required.

Enrollment

No

Source

Terms

Last Verified

May 29, 2026

Uber Cash

$10Monthly

$10 in monthly Uber Cash for U.S. Uber rides or Uber Eats orders. $120 total per year. Card must be added to the Uber app.

Enrollment

No

Source

Terms

Last Verified

May 29, 2026

Dining Credit

$10Monthly

Up to $10 in monthly statement credits at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and select Shake Shack locations. $120 total per year. Enrollment required.

Enrollment

Yes

Source

Terms

Last Verified

May 29, 2026

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