Fee Report
Delta SkyMiles Reserve Fee Report
See the annual fee, verified credits, projected value, and whether this card may be worth keeping.
Annual Fee
$650
Issuer
American Express
Card Type
Co-branded
We never see or store your full card number.
Why WorthTheFee Calculates It This Way
We separate hard statement credits from estimated perks.
We only count benefits with clear issuer-stated dollar amounts.
We do not inflate ROI with subjective values.
Lounge access, status, and other perks are listed separately.
You can track your actual usage.
Add how much value you actually receive to see your true ROI.
Renewal recommendations are based on real value.
We help you decide based on what you actually get back.
Verified Benefit Receipt
Statement credits and savings we can verify from issuer benefit terms.
Delta Stays Credit
Resets annually
Global Entry or TSA PreCheck Credit
Resets annually
Rideshare Credit
Resets monthly · Enrollment required
Uber One Membership Credit
Resets monthly
Resy Credit
Resets monthly · Enrollment required
We only assign dollar values to benefits with clear issuer-stated amounts. Perks like lounge access and status are listed separately.
Premium Benefits Without Fixed Dollar Values
These benefits are incredibly valuable but the value depends on how you use the card.
Delta Sky Club Access
15 visits per Medallion Year to Delta Sky Club when flying Delta; unlimited visits after $75,000 in spend in a calendar year. Plus 4 one-time guest passes per Medallion Year.
Companion Certificate
Annual Companion Certificate on a Delta First, Delta Comfort, or Delta Main domestic, Caribbean, or Central American round-trip flight after card renewal. Government taxes and fees of $22-$250 apply.
First Checked Bag Free
First checked bag free on Delta flights for cardmember and up to 8 companions on the same reservation.
MQD Boost and MQD Headstart
$2,500 MQD Headstart each Medallion Qualification Year, plus $1 MQD for each $10 in card purchases to accelerate Delta status.
No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the U.S.
These benefits may be valuable, but the value depends on how you use them.
Verified Statement Credits
What counts as “verified”?These are benefits that provide statement credits or savings with clear issuer-stated dollar amounts.
Delta Stays Credit
Up to $200 in statement credits per calendar year on prepaid hotel or vacation rental bookings made through Delta Stays at delta.com/stays. No enrollment required.
Global Entry or TSA PreCheck Credit
Statement credit every 4 years for Global Entry ($120) or every 4.5 years for TSA PreCheck (up to $85). Charge the application fee to the card. Amortized to $30/yr.
Rideshare Credit
Up to $10 in statement credits each month ($120/yr) on U.S. rideshare with Uber, Lyft, Curb, or Alto. Enrollment required.
Uber One Membership Credit
Up to $9.99 each month for up to 12 consecutive months on an Uber One monthly membership when charged to the card. Must enroll by 6/25/2026.
Resy Credit
Up to $20 in statement credits each month ($240/yr) at U.S. Resy restaurants and on eligible Resy purchases. Enrollment required. Includes Global Dining Access by Resy.
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