American Express Amex Business Platinum Card

Fee Report

Amex Business Platinum Card Fee Report

See the annual fee, verified credits, projected value, and whether this card may be worth keeping.

Annual Fee

$895

Issuer

American Express

Card Type

Charge Card

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We never see or store your full card number.

Why WorthTheFee Calculates It This Way

We separate hard statement credits from estimated perks.

We only count benefits with clear issuer-stated dollar amounts.

We do not inflate ROI with subjective values.

Lounge access, status, and other perks are listed separately.

You can track your actual usage.

Add how much value you actually receive to see your true ROI.

Renewal recommendations are based on real value.

We help you decide based on what you actually get back.

Verified Benefit Receipt

Statement credits and savings we can verify from issuer benefit terms.

Global Entry/TSA PreCheck

Resets annually

$30

Airline Fee Credit

Resets annually · Enrollment required

$200

Dell Technologies Credit

Resets semi-annually

$400

Hotel Collection Credit

Resets semi-annually

$300

Wireless Telephone Credit

Resets annually

$120

Indeed Credit (H1: Q1+Q2)

Resets semi-annually

$180

Indeed Credit (H2: Q3+Q4)

Resets semi-annually

$60
Verified Annual Credits$1,290
Annual Fee-$895
Net If Fully Used+$395

We only assign dollar values to benefits with clear issuer-stated amounts. Perks like lounge access and status are listed separately.

Premium Benefits Without Fixed Dollar Values

These benefits are incredibly valuable but the value depends on how you use the card.

Centurion + Priority Pass Lounge Access

These benefits may be valuable, but the value depends on how you use them.

Verified Statement Credits

What counts as “verified”?

These are benefits that provide statement credits or savings with clear issuer-stated dollar amounts.

Global Entry/TSA PreCheck

$30Annually

Enrollment

No

Source

Terms

Last Verified

May 25, 2026

Airline Fee Credit

$200Annually

Enrollment

Yes

Source

Terms

Last Verified

May 25, 2026

Dell Technologies Credit

$200Semi-annually

Enrollment

No

Source

Terms

Last Verified

May 25, 2026

Hotel Collection Credit

$150Semi-annually

Enrollment

No

Source

Terms

Last Verified

May 25, 2026

Wireless Telephone Credit

$120Annually

Enrollment

No

Source

Terms

Last Verified

May 25, 2026

Indeed Credit (H1: Q1+Q2)

$90Semi-annually

Up to $90 per quarter in statement credits for Indeed purchases during Q1 and Q2.

Enrollment

No

Source

Terms

Last Verified

May 25, 2026

Indeed Credit (H2: Q3+Q4)

$30Semi-annually

Up to $30 per quarter in statement credits for Indeed purchases during Q3 and Q4 (step-down).

Enrollment

No

Source

Terms

Last Verified

May 25, 2026

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