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BENEFIT BREAKDOWN

Hotel Credit (FHR/THC)

2 cards carry this benefit. Bank's advertised value tops out at $300 — your real value depends on whether you'd actually use it.

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Real value by issuer
Bank's advertised value vs. your real value
Real value = honest average if a typical holder uses it. Discretionary credits count for less.
IssuerCardsBank's advertised valueReal value (honest avg)
American Express
2
$300
~$150
if you'd actually use it
American Express
Amex Platinum
Annual fee: $895•semi annual

Up to $300 back in statement credits semi-annually (up to $600 per calendar year) on prepaid Fine Hotels + Resorts or The Hotel Collection bookings through Amex Travel paid with the Card. The Hotel Collection requires a minimum two-night stay.

Bank's advertised value
$300
advertised
American Express
Amex Business Platinum Card
Annual fee: $895•semi annual
Bank's advertised value
$300
advertised

Find out what this credit is really worth — to you

Plug in your habits. We'll show your real value vs. the bank's advertised value.

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