Fee Report
Amex Platinum Fee Report
See the annual fee, verified credits, projected value, and whether this card may be worth keeping.
Annual Fee
$895
Issuer
American Express
Card Type
Charge Card
We never see or store your full card number.
Why WorthTheFee Calculates It This Way
We separate hard statement credits from estimated perks.
We only count benefits with clear issuer-stated dollar amounts.
We do not inflate ROI with subjective values.
Lounge access, status, and other perks are listed separately.
You can track your actual usage.
Add how much value you actually receive to see your true ROI.
Renewal recommendations are based on real value.
We help you decide based on what you actually get back.
Verified Benefit Receipt
Statement credits and savings we can verify from issuer benefit terms.
Uber One Membership Credit
Resets monthly · Enrollment required
Resy Dining Credit
Resets quarterly · Enrollment required
Hotel Credit (FHR + Hotel Collection)
Resets semi-annually
Saks Fifth Avenue Credit
Resets semi-annually · Enrollment required
CLEAR Plus Credit
Resets annually · Enrollment required
Walmart+ Credit
Resets monthly · Enrollment required
Uber Cash
Resets annually · Enrollment required
Airline Fee Credit
Resets annually · Enrollment required
Global Entry/TSA PreCheck
Resets annually
Equinox Credit
Resets monthly · Enrollment required
Digital Entertainment Credit
Resets monthly · Enrollment required
We only assign dollar values to benefits with clear issuer-stated amounts. Perks like lounge access and status are listed separately.
Premium Benefits Without Fixed Dollar Values
These benefits are incredibly valuable but the value depends on how you use the card.
Premium Car Rental Status
Complimentary elite status with Hertz, Avis, and National when you enroll.
No Foreign Transaction Fees
No fees on purchases made outside the United States.
Platinum Concierge
24/7 concierge for dining, travel, tickets, and personal requests.
Centurion + Priority Pass Lounge Access
Unlimited complimentary access to Amex Centurion Lounges plus Priority Pass Select (after enrollment) at 1,400+ lounges worldwide. We classify this as a premium perk rather than a fixed dollar credit.
Travel Protections
Trip delay, trip cancellation, baggage insurance, and secondary car rental loss & damage coverage when you pay with the card.
Fine Hotels & Resorts + Hotel Elite Status
Complimentary breakfast, room upgrades when available, late checkout, and gold elite status at Hilton and Marriott Bonvoy.
These benefits may be valuable, but the value depends on how you use them.
Verified Statement Credits
What counts as “verified”?These are benefits that provide statement credits or savings with clear issuer-stated dollar amounts.
Uber One Membership Credit
$10 per month statement credit when you use your Platinum Card to pay for an auto-renewing Uber One monthly membership. Up to $120 per year.
Resy Dining Credit
Up to $100 in statement credits each quarter (March, June, September, December) on eligible Resy-affiliated restaurant purchases. $400 total per year.
Hotel Credit (FHR + Hotel Collection)
$300 in statement credits semi-annually for Fine Hotels & Resorts or Hotel Collection bookings through Amex Travel. Hotel Collection requires a 2-night minimum.
Saks Fifth Avenue Credit
Up to $50 in statement credits January–June, plus another $50 July–December on eligible Saks Fifth Avenue purchases. $100 total per calendar year. Note: Effective July 1, 2026, this benefit is being discontinued by Amex.
CLEAR Plus Credit
Up to $209 in annual statement credits to cover a CLEAR Plus membership when paying with the Platinum Card.
Walmart+ Credit
$12.95 plus applicable taxes in monthly statement credits to cover a Walmart+ monthly membership. Approximately $155 per year. Card must be set as the Walmart+ payment method.
Uber Cash
$15 in monthly Uber Cash for U.S. Uber rides or Uber Eats orders, with a $20 bonus in December ($200 total per year). Card must be added as the primary payment method in the Uber app.
Airline Fee Credit
Up to $200 in annual statement credits for incidental fees (checked bags, in-flight food, lounge day passes) on one selected qualifying airline. Enrollment required.
Global Entry/TSA PreCheck
$120 statement credit once every 4 years for Global Entry, or $85 every 4.5 years for TSA PreCheck. Amortized to $30/year for annual ROI math.
Equinox Credit
Up to $25 in monthly statement credits on an Equinox club membership or Equinox+ digital subscription. $300 total per year. Enrollment required.
Digital Entertainment Credit
Up to $20 in monthly statement credits on eligible digital subscriptions (Disney+, Hulu, ESPN+, Peacock, New York Times, Wall Street Journal). $240 total per year. Enrollment required.
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