Fee Report
See the annual fee, verified credits, projected value, and whether this card may be worth keeping.
Annual Fee
$350
Issuer
American Express
Card Type
Co-branded
We never see or store your full card number.
We separate hard statement credits from estimated perks.
We only count benefits with clear issuer-stated dollar amounts.
We do not inflate ROI with subjective values.
Lounge access, status, and other perks are listed separately.
You can track your actual usage.
Add how much value you actually receive to see your true ROI.
Renewal recommendations are based on real value.
We help you decide based on what you actually get back.
Statement credits and savings we can verify from issuer benefit terms.
Delta Stays Credit
Resets annually
Global Entry or TSA PreCheck Credit
Resets annually
Resy Credit
Resets monthly · Enrollment required
Rideshare Credit
Resets monthly · Enrollment required
Uber One Membership Credit
Resets monthly
We only assign dollar values to benefits with clear issuer-stated amounts. Perks like lounge access and status are listed separately.
These benefits are incredibly valuable but the value depends on how you use the card.
Companion Certificate
Annual Companion Certificate on a Delta Main domestic, Caribbean, or Central American round-trip flight after card renewal. Government taxes and fees of $22-$250 apply.
First Checked Bag Free
First checked bag free on Delta flights for cardmember and up to 8 companions on the same reservation. Up to $70 round-trip savings per person.
MQD Boost and MQD Headstart
$2,500 MQD Headstart each Medallion Qualification Year, plus $1 MQD for each $20 in card purchases to accelerate Delta status.
No Foreign Transaction Fees
No foreign transaction fees on purchases made outside the U.S.
These benefits may be valuable, but the value depends on how you use them.
These are benefits that provide statement credits or savings with clear issuer-stated dollar amounts.
Delta Stays Credit
Up to $150 in statement credits per calendar year on prepaid hotel or vacation rental bookings made through Delta Stays at delta.com/stays. No enrollment required.
Global Entry or TSA PreCheck Credit
Statement credit every 4 years for Global Entry ($120) or every 4.5 years for TSA PreCheck (up to $85). Charge the application fee to the card. Amortized to $30/yr.
Resy Credit
Up to $10 in statement credits each month ($120/yr) at U.S. Resy restaurants and on eligible Resy purchases. Enrollment required.
Rideshare Credit
Up to $10 in statement credits each month ($120/yr) on U.S. rideshare with Uber, Lyft, Curb, or Alto. Enrollment required.
Uber One Membership Credit
Up to $9.99 each month for up to 12 consecutive months on an Uber One monthly membership when charged to the card. Must enroll by 6/25/2026.
Track your usage, calculate your real ROI, and get a personalized renewal recommendation.
Track this card freeFree to track. No card details required.
Apply Now for the Delta SkyMiles PlatinumSame issuer or similar annual fee.