BENEFIT BREAKDOWN
Delta Stays Credit
2 cards carry this benefit. Bank's ceiling tops out at $250 — your real value depends on whether you'd actually use it.
Real value by issuer
Bank's ceiling vs. your real value
Real value = honest average if a typical holder uses it. Discretionary credits count for less.
| Issuer | Cards | Bank's ceiling (if fully used) | Real value (honest avg) |
|---|---|---|---|
American Express | 2 | $250 max $200 min | ~$113 if you'd actually use it |
Bank's ceiling
$250
if fully used
Bank's ceiling
$200
if fully used
Find out what this credit is really worth — to you
Plug in your habits. We'll show your real value vs. the bank's ceiling.