BENEFIT BREAKDOWN

ChatGPT Business Credit

2 cards carry this benefit. Bank's advertised value tops out at $300 — your real value depends on whether you'd actually use it.

Real value by issuer
Bank's advertised value vs. your real value
Real value = honest average if a typical holder uses it. Discretionary credits count for less.
IssuerCardsBank's advertised valueReal value (honest avg)
American Express
Some require enrollment
2
$300
~$105
if you'd actually use it
American Express
Amex Business Platinum Card
Annual fee: $895annualRequires enrollment
Bank's advertised value
$300
advertised
American Express
Amex Business Gold Card
Annual fee: $375annualRequires enrollment
Bank's advertised value
$300
advertised

Find out what this credit is really worth — to you

Plug in your habits. We'll show your real value vs. the bank's advertised value.