BENEFIT BREAKDOWN
Splurge Credit
1 card carries this benefit. The issuer’s stated maximum tops out at $200. Your value: you decide. Run the WTF Check.
By issuer
What each issuer says this is worth
Every figure here is the issuer’s own stated maximum. We do not estimate what it is worth to you — that is what the WTF Check is for.
| Issuer | Cards | Maximum, per the issuer | Your value |
|---|---|---|---|
Citi Some require enrollment | 1 | $200 | You decide Stated maximum, once a year |
Every card that carries Splurge Credit
Maximum, per the issuer
$200
Stated maximum, once a year
Verified against issuer terms
Splurge Credit: the common questions
Which credit cards have Splurge Credit?
1 card in the WorthTheFee catalog carries Splurge Credit, from 1 issuer: Citi.
What is the most Splurge Credit is worth?
The highest verified maximum is $200 once a year, on the Citi Strata Elite. That is the issuer's own stated maximum for that period, not an estimate of what it is worth to you.
How often does Splurge Credit reset?
On every card that carries it, Splurge Credit resets once a year.
Do you have to enroll to use Splurge Credit?
1 of 1 card require enrollment before Splurge Credit pays out: Citi Strata Elite. An unenrolled credit pays nothing, however much the issuer advertises.
What is this credit worth to you?
Tell us what you would actually use. We count that, and nothing else.